Our Team

DRE: 01784135 NMLS: 380984

Louay Elhadj stands as a trailblazing entrepreneur for his visionary prowess in conflating the landscape of financial, insurance, mortgage lending, and real estate sectors. Armed with an intricate understanding of the complex dynamics inherent in both financial and residential real estate domains, Louay is a consistent source of profound insights across a broad spectrum of financial and real estate subjects. His unwavering conviction in the significance of diversifying asset portfolios with real estate and mortgage leverage as the bedrock of wealth accumulation has propelled him to pioneer a multifaceted approach in the mortgage industry. Louay's steadfast commitment has facilitated the successful brokerage of millions of dollars for his clientele, passionately advocating for the dreams and aspirations of current and prospective homeowners alike.

Having graduated from California State University, Sacramento, Louay holds a Bachelor of Science in Business Administration with a specialized focus on Strategic Management. His professional journey is fortified by an extensive array of licensing credentials acquired from FINRA, the CA Bureau of Real Estate, the CA Department of Insurance, and the Nationwide Mortgage Licensing System.

Beyond his professional pursuits, Louay embraces an active lifestyle, finding joy and rejuvenation through soccer, cycling, and other spirited activities that reflect his zest for life. His commitment extends beyond personal interests, as he remains engaged in community initiatives, leveraging his expertise and passion to meaningfully contribute to societal betterment.

Louay Elhadj's relentless spirit, coupled with his comprehensive expertise spanning diverse industries, continues to forge an innovative path of excellence in finance, insurance, mortgage lending, and real estate. His journey serves as an inspiration, igniting the ambitions of peers and aspiring entrepreneurs alike, setting a remarkable standard for dedication, knowledge, and impact within these dynamic sectors.

DRE: 01758962 NMLS: 1252386

John Acord is a seasoned and successful real estate and mortgage broker and received his broker license in 2007. John’s vast experience allows him to serve clients looking for their first home to their luxury dream home. John is known for offering his clients top notch service and providing them with up to date information about the local housing market and has been involved with over $180 million in real estate transactions.

John has been heavily involved in many aspects of real estate, from flipping homes to mortgage financing. With his well-rounded experience in all areas of the industry, he prides himself on finding new creative approaches for buyers to gain a competitive advantage in purchasing their home and for sellers to get the best value. John’s ability to listen and understand what each client’s needs are has allowed him to continuously achieve their goals and expectations.

Despite John’s busy life as a business owner, a husband for over 20 years, and a father to 4 school aged kids, he is able to balance his busy life and schedule. His family activities include competitive soccer, scuba diving, snow skiing, camping, fishing, and traveling. John graduated with a Bachelor’s Degree in Chemical Engineering in 1997 and a Master in Business Administration in 2003, both from UC Davis.

DRE: 02110026 NMLS: 1056060

Salvador Molina has been in the lending industry for a decade and has always sought to provide the most thoughtful and comprehensive experience for those navigating the mortgage process. Attention to detail and the client's goals are his primary focus and he will find effective and efficient solutions to any challenge that may arise. It is his commitment to excellence and strong work ethic that contributes to his ability to get the job done.

DRE: 02124281 NMLS: 1896074

Restyn Robbins is an accomplished loan officer with a proven track record of delivering exceptional financial solutions to clients. With a deep understanding of the lending industry and an unwavering commitment to client satisfaction, Restyn has become a trusted consultant for individuals seeking home ownership.

Restyn possesses a wealth of knowledge and expertise in mortgage loans, private money loans, and alternative loan products. His strong analytical skills, combined with a keen eye for detail, enable him to assess each client's unique situation and tailor loan packages that best suit their needs and goals.

Restyn's dedication to client success goes beyond just providing loans. He takes the time to thoroughly explain the lending process, ensuring that his clients have a comprehensive understanding of their options. He believes in building long-term relationships based on trust and transparency, and consistently goes the extra mile to exceed his clients' expectations.

As a loan officer, Restyn is known for his exceptional communication skills and ability to simplify complex financial concepts. He listens attentively to his clients' concerns, answering their questions with clarity and patience. His friendly and approachable demeanor puts clients at ease, making the loan application process a smooth and stress-free experience.

Restyn stays up to date with the latest industry trends and regulations, allowing him to provide accurate and reliable advice to his clients.

Outside of his professional career, Restyn is an active member of his community.

Restyn Robbins' unwavering commitment to client satisfaction, combined with his extensive knowledge and passion for lending, make him an outstanding loan officer. Whether you are a first-time homebuyer, a small business owner, or someone in need of personal lending assistance, Restyn is ready to guide you through the lending process with expertise and integrity.

DRE: 01831292 NMLS: 1432193

Jasmine Blue has successfully served 3000+ families between real estate sales and mortgage lending since 2007 and is not looking to stop any time soon. Her passion for helping others realize one of the greatest milestones of their life, owning and investing in a home, is complemented by her engaging personality and high level of professionalism as she seeks to assist them with their home financing goals. Jasmine takes the time to listen to her clients and is an excellent resource in resolving any questions or challenges that may arise along the way. With her integrity, competence, expertise, and connections by your side, you can be assured of exceptional customer service, efficient solutions, and seamless transactions for an enjoyable experience.

Michelle Rakela is a highly skilled and dedicated professional with extensive experience as a veteran loan processor and loan officer assistant. With a deep understanding of the mortgage industry and a passion for assisting clients, Michelle has played a crucial role in helping countless individuals achieve their dreams of homeownership.

With a keen eye for detail and exceptional organizational abilities, Michelle excels in processing and managing client loans from start to finish. She possesses an in-depth knowledge of the complex procedures and documentation requirements involved in the loan application process, ensuring that every aspect is handled efficiently and accurately.

Michelle's commitment to serving those who have served their country is evident in her approach. She goes above and beyond to provide personalized assistance to all who serve, guiding them through the loan application process, explaining intricate details, and addressing any concerns they may have. Her compassionate nature and genuine empathy create a supportive and reassuring environment for clients as they navigate the sometimes overwhelming world of mortgages.

In her role as a loan officer assistant, Michelle is an invaluable asset to the lending team. She collaborates closely with loan officers, providing them with comprehensive support to facilitate smooth loan processing and underwriting. Her exceptional communication skills allow her to maintain strong relationships with clients, ensuring that they are informed and updated throughout the loan approval process.

Michelle's unwavering dedication to her work, combined with her profound knowledge of veteran loan programs and regulations, has earned her a reputation for excellence in the industry. She continues to stay updated on the latest trends and changes in the mortgage landscape, ensuring that she provides the highest level of service to her clients.

NMLS: 2016670

Alexander Gorman is a trusted senior associate of the Louay Elhadj Mortgage Team at Reliance Home Mortgage, a dedicated and trustworthy team member who understands the challenges and uncertainties that come with purchasing your first home. With a passion for guiding individuals through the intricate process of securing their dream home, Alexander stands out by prioritizing the clients' best interests.

Recognizing that the journey towards homeownership can be overwhelming, Alexander takes a personalized approach to lending. He goes above and beyond to assist in the development of a comprehensive strategy tailored to each client's unique financial situation. His goal is not only to assist in securing a mortgage but to create a plan that minimizes risks, maximizes cash flow, and aligns with the equity objectives.

What sets Alexander apart is his commitment to professionalism and transparency. He believes in establishing trust with his clients, making their lending experience seamless and stress-free. His mission is to not only assist in purchasing a home but to lay the groundwork for a lasting business relationship built on reliability and integrity.

With meticulous attention to detail and a deep sense of pride in his work, Alexander and his team take great care in identifying the ideal financial product for each individual. He is eager to help clients achieve their dream of homeownership and is dedicated to making the process smooth and successful.

When you choose The Louay Elhadj Mortgage Team at Reliance Home Mortgage, you can rest assured that you're partnering with professionals who will guide you every step of the way towards realizing your homeownership goals.